You may have heard that you have a duty to provide a recorded statement to the insurance company, but this is definitely not the case when it comes to the other driver’s insurance company.

Insurance adjusters have a way of making you feel like it is your responsibility to give them a recorded statement about the accident. They may say they just want to hear your account of the crash. And while that may be true, they will also ask you questions that are designed to harm your case.

Remember that the insurance adjuster has a job to do, which is to limit the amount of money the company has to pay you. The way an insurance adjuster does this is to ask you about your injuries early on and make you an initial offer. An adjuster may also ask if you had any injuries prior to the crash. The information you give him in a recorded statement can harm your case and limit the insurance company’s liability.

Because you may not know the extent of your injuries soon after a wreck, you shouldn’t give a recorded statement or sign any paperwork. If the insurance company is pressuring you, you have a right to get an attorney involved. Even if you aren’t sure if you want to hire a lawyer, you should still learn about your legal rights. Learn more by requesting a free copy of our book The Florida Accident Handbook: What You Need to Know After an Auto, Truck, or Bike Accident.


Damian Mallard, Esq.
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Board Certified Sarasota Personal Injury Attorney