Many people who buy car insurance in Florida mistakenly believe that bodily injury coverage covers them if they are hurt in an automobile accident. The name of this type of insurance is misleading. Bodily Injury Insurance does not cover you. It covers the person in the other vehicle involved in the accident if you are at fault. The insurance that would cover you for an injury that you received due to someone else’s negligence is the other person’s Bodily Injury Insurance Coverage. If they do not have such insurance, you can still make a claim against your own insurance if you have bought uninsured or underinsured motorist coverage.

For a detailed explanation of auto insurance coverages please request a FREE copy of our book, The Florida Accident Handbook- What you Need to Know After an Auto, Truck, or Bike Accident. Or call our Sarasota-Bradenton auto accident attorneys at 888-409-3805 with any of your questions regarding Bodily Injury Insurance or any other type of Florida auto insurance. Our attorneys are standing by to answer your questions free of charge and without obligation.

Damian Mallard, Esq.
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Board Certified Sarasota Personal Injury Attorney